Local Buying Tips

THE TEN COMMANDMENTS

....when applying for a home loan!  

  • THOU SHALL NOT CHANGE JOBS OR BECOME SELF-EMPLOYED. 
     
  • THOU SHALL NOT BUY A CAR, TRUCK OR VAN UNLESS YOU PLAN TO LIVE IN IT.
     
  • THOU SHALL NOT USE YOUR CREDIT CARDS OR LET YOUR  PAYMENTS FALL BEHIND. 
     
  • THOU SHALL NOT SPEND THE MONEY YOU HAVE SAVED FOR YOUR DOWN PAYMENT. 
     
  • THOU SHALL NOT BUY FURNITURE BEFORE YOU BUY YOUR HOUSE. 
     
  • THOU SHALL NOT ORIGINATE ANY NEW INQUIRIES ON YOUR CREDIT REPORT BEFORE CLOSING. 
     
  • THOU SHALL NOT MAKE ANY LARGE DEPOSITS INTO YOUR BANK ACCOUNT. 
     
  • THOU SHALL NOT CHANGE BANK ACCOUNTS. 
     
  • THOU SHALL NOT CO-SIGN A LOAN FOR ANYONE. 
     
  • THOU SHALL NOT PURCHASE ANYTHING UNTIL AFTER CLOSING.